http://hdl.handle.net/123456789/1488 Thu, 09 Apr 2026 16:09:16 GMT 2026-04-09T16:09:16Z http://hdl.handle.net/123456789/8794 Title: The Antecedents of Board Task Performance at State-Owned Enterprises in Ethiopia: Empirical Evidence from a Developing Country Authors: Zenebe, Andualem, Padakanti, Habtamu Laxmikantham, Berhanu Abstract: This study investigates the effect of board processes on the performance of the board control and service tasks in State-Owned Enterprises of Ethiopia. Based on analysis of primary data collected through a questionnaire from a sample of 100 respondents from 33 SOEs using structural equation modelling, we found that effort norms have significant positive effect on board control and service task performance whilst use of knowledge and skills and cognitive conflict have significant positive effect on board control task performance. The results add empirical evidence to the extant literature and indicate the importance of process driven boardroom culture to board effectiveness. Tue, 01 Jul 2025 00:00:00 GMT http://hdl.handle.net/123456789/8794 2025-07-01T00:00:00Z http://hdl.handle.net/123456789/8793 Title: Effects Of Bank Activity Restriction and Stringent Capital Regulation On Bank Stability In Sub-Saharan Africa Authors: Jiffar, Kidist, Demissew, Habtamu Diro, Berhanu Abstract: This study investigates the effect of bank activity restrictions and stringent capital regulation on bank stability in commercial banks from Sub-Saharan Africa (SSA) countries. Secondary data for this study are collected from the Global Financial Development Database, Bank Regulation and Supervision Database, World Development Indicators Database, the Global Economy Database, and Worldwide Governance Indicators for the period 2003–2021. The dependent variable is bank stability, and the independent variables are stringent bank capital regulation and bank activity restrictions. The lag of the dependent variable, gross domestic product, inflation, bank concentration, and corruption are added as control variables. The purposive sampling method is employed to select the sample from the SSA population and the data analyzed using the dynamic model two-step General Method of Moment (GMM) estimation techniques. Bank activity restrictions and capital stringency are indexed based on the bank regulation and supervision survey of 2003- 2021. The empirical findings suggest strict capital regulation has negative effect and activity restriction has positive effect on bank stability. It was recommended that central banks and commercial bank management in the Sub-Sahara Africa economies work on enhancing the degree of strictness on capital regulations to attain a more stable banking sector so as to build shock resistant financial industry. Tue, 01 Jul 2025 00:00:00 GMT http://hdl.handle.net/123456789/8793 2025-07-01T00:00:00Z http://hdl.handle.net/123456789/8792 Title: Financial Technology (FINTECH) and Financial Inclusion: Micro-Level Evidence from Ethiopia Using 2018/2019 Ethiopian Socio-economic Survey Data Authors: Bogale , Meskerem ,Abbi, AlemM , Hagos Abstract: As the banking system evolves toward a cashless economy, digital transactions are rapidly increasing. In today’s financial landscape, cashless systems are no longer just a convenience but a necessity. As a result Financial Technology (FINTECH) is adopted to help companies, business owners and consumers better manage their financial operations. This paper investigates whether or not FINTECH contributes to financial inclusion at the household level in Ethiopia. The research analyzed 2018/19Ethiopian Socio Economic Survey (ESS) data using a multivariate Probit model. A new evidence is presented to show that FINTECH or mobile payments have a significant effect on Iddir which is an informal finance mechanisms. Additionally, it is disclosed that FINTECH significantly enhances formal savings and insurance uptake, though it shows no statistically significant effect on household account ownership or borrowing behavior. These findings suggest that policy makers should leverage the positive influence that FINTECH has on informal financial systems. That could be made possible by integrating digital payment solutions into platforms like Iddir. Expanding access to FINTECH services through promotion of savings and insurance among underserved populations can also advance financial inclusion. FINTECH does not appear to influence account ownership or household borrowing. Therefore, policy efforts should address structural barriers that are beyond access. Strengthening consumer protection measures could also further enhance inclusive access to financial services. Tue, 01 Jul 2025 00:00:00 GMT http://hdl.handle.net/123456789/8792 2025-07-01T00:00:00Z http://hdl.handle.net/123456789/8791 Title: Determinants of Tax Morale in Ethiopia with Emphasis on the Moderating Roles of National Pride and Fiscal Exchange on the Effect of Trust: Evidence from Taxpayers in Addis Ababa City Administration, Ethiopia Authors: Bayissa, Lemessa Abstract: This study examines the determinants of tax morale in Ethiopia with emphasis on the moderating roles of national pride and perceived fairness of fiscal exchange in the relationship between trust in government and tax morale. By employing a correlation matrix, PROCESS Macro, and hierarchical regression analyses, we examined the association between the independent variables and the dependent variable as well as the moderating roles of national pride and fiscal exchange on the effect of trust on tax morale. The correlation matrix revealed that the empirically documented relationships between tax morale and such independent variables as gender, corruption, and religiosity did not hold in this study as the correlations were found to be insignificant. More importantly, however, we found support for our hypotheses that posit that national pride and fiscal exchange moderate the effect of trust on tax morale. Nonetheless, the moderating effects are opposite in that national pride moderates the effect of trust on tax morale when it is at its high level, whereas fiscal exchange does the moderation when it is at its low level. The findings imply interesting theoretical and policy inputs with data from a typical developing country, Ethiopia. Tue, 01 Jul 2025 00:00:00 GMT http://hdl.handle.net/123456789/8791 2025-07-01T00:00:00Z