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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/249
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dc.contributor.authorMEKONNIN,GETACHEW-
dc.date.accessioned2016-06-16T09:00:15Z-
dc.date.available2016-06-16T09:00:15Z-
dc.date.issued2013-11-
dc.identifier.urihttp://hdl.handle.net/123456789/249-
dc.description.abstractFollowing the success history of Grameen Bank in Bangladesh, the importance of microfinance institution as one of poverty reduction strategies has gained momentum in the policy agenda of several countries, including Ethiopia. While many researchers agree that microfinance can reduce poverty, there is still inconclusive evidence as to how microfinance helps the poor. Traditionally, microfinance impact assessment used to be based on a narrowly defined poverty line using income/expenditure indicator. However, the focus on increasing income overlooks the importance of microfinance services in diversifying sources of income, building and protecting important household assets; which are the dominant livelihood strategies of poor households. By drawing attention to the multiplicity of assets that people make use of when constructing their livelihood, this study attempts to explore the different pathways through which microfinance clients move out of poverty; using livelihood indicators of assets like, housing quality, household fixed and movable assets, income source diversification and business expansion (business turnover and profit level). This study was conducted with the objective of investigating the impact of BG MFI services on the livelihood of client households using a combination of cross-section and time series data. The study has found out that BG MFI client households have improved their livelihood as indicated by the change in livelihood indicators of housing quality, ownership of important household assets ( fixed and movable), and improved their business turnover and profits. The research finding also shows that, ‘very poor’ client households benefited more from microfinance program in building important household assets, than their ‘not- so- poor’ counterparts. Further, it was found out that there are varied socio-economic or poverty graduation pathways depending on whether households are very poor or not so poor. Livelihood improvement for very poor clients is more of asset, while the not so poor clients have improved their business volume (even if the marginal change is not significantly high). This indicates, BG MFI has a very strong value creation effect on the livelihood of very poor clients than that of not-so-poor clients. Not-so- poor clients have very limited benefits from the program. Therefore, as a pointer to future endeavors, the current services of BG MFI needs to be tailored towards the livelihood strategies clients, depending on their poverty status. It also requires, further research to have a clear picture of how poor clients benefit from MFI services; and investigate the different poverty graduation pathways of client householdsen_US
dc.description.sponsorshipSt.Mary'sen_US
dc.language.isoenen_US
dc.publisherst. Mary's Universityen_US
dc.subjectSocio-Economic, Graduation Pathways, Microfinance, Clients, Buusaa Gonofaa ,Microfinance Institution, ECONOMICSen_US
dc.titleAssessing the Socio-Economic Graduation Pathways of Microfinance Clients: A Case Study of Buusaa Gonofaa Microfinance Institutionen_US
dc.typeThesisen_US
Appears in Collections:Economics

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