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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/4708
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dc.contributor.authorDESTA, SENTAYEHU-
dc.date.accessioned2019-11-11T05:26:26Z-
dc.date.available2019-11-11T05:26:26Z-
dc.date.issued2018-12-
dc.identifier.uri.-
dc.identifier.urihttp://hdl.handle.net/123456789/4708-
dc.description.abstractCredit and saving institutions are not exempted from the challenges that come with credit exposure. Given their importance to the economy, efforts should be made to help the sector deal with the problem of credit risk management. This study, therefore, examined the credit risk management practices and associated challenges in Addis Credit and Saving Institution. The study adopted a descriptive survey research design. The target population of the study consisted of 64 credit service delivery posts in Addis credit and saving institution. Primary data were collected using questionnaires where all pertinent issues regarding credit risk management were addressed. Descriptive statistics were used to analyze the data and results were presented using tables. The study found that shortfalls related to credit risk control, and loan collection policy were among the challenges that were evident while managing credit risk in Addis credit and saving institution. Of these challenges, short falls in credit collection policy was found to be the most critical one in the risk management of the institution. Based on the result the researcher recommends that Addis credit and saving institute should enhance their collection policy by adopting a more stringent policy to a lenient policy for effective debt recovery. Again, the necessary due diligence should be undertaken by credit officers to ensure that collateral properties are not the subject of intense litigation. This will help the bank in the event of default. Further, there is a need to invest on projects linked to credit risk management system that will help to maintain and archive the customer’s statistics.en_US
dc.language.isoenen_US
dc.publisherSt.Mary's Universityen_US
dc.subjectCredit risk, credit risk control, credit collection policyen_US
dc.subjectclient appraisal, Addis credit and saving institutionen_US
dc.titleASSESSEMENT OF THE PRACTICES AND CHALLENGES OF CREDIT RISK MANAGEMENT: A CASE STUDY ON ADDISS CREDIT AND SAVINGINSTITUTIONen_US
dc.typeThesisen_US
Appears in Collections:Project Management

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