| Abstract: | This study identifies the major factors affecting the performance of women Entrepreneurs in
MSEs. Specifically, researcher tries to examine the effect of credit, the effect of saving, to
determine the effect of training, to determine the impact of the social capital on the women
entrepreneurs’ performance. The study was designed to assess the major Microfinance
factors that affect the performance of women entrepreneurs in MSEs in Kirkos sub-city. To
achieve this objective, the researcher employed a mixed research approach, descriptive and
explanatory techniques were used. The population of the study consisted of 2244 women
entrepreneurs who work in 5 sectors of MSEs. A sample of 225 women entrepreneurs
engaged in 5 sectors was taken for the study using Stratified and Simple random sampling. In
the process of answering the basic Questions, a questionnaire that include characteristics of
women entrepreneurs and their enterprises, factors that affect the Performance of women
entrepreneurs in MSEs and the challenges they face are designed in a Both closed ended ,
open-ended survey questionnaire, and semi-structured interview were used as data collection
tools And likert scales. After the data has been collected, it was analyzed using descriptive
statistics (mean and standard deviations) and multiple linear regressions were used for data
analysis. The findings of the study show that, there exists multiple linear and positive
significant ranging from substantial to strong relationship was found between independent
and dependent variable. Moreover, the selected independent variables were significantly
explaining the variations in the dependent variable at 5% level of significance Thus, the
result of the study indicates that credit access; saving mobilization and training were found
to be statistically significant in contributing for women entrepreneurs’ performance. These
findings indicates that preparing infrastructure for easy credit access should be given due
attention alongside its related orientations on how to use the credit and saving promotion
among women entrepreneurs to improve their performance. |
