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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/8342
Title: DETERMINANTS OF LOAN REPAYMENTPERFORMANCE: (A STUDY ON SELECTED REAL ESTATE COMPANIES IN ADDIS ABABA)
Authors: SHIKUR, MAREGUA
Keywords: This research examines determinants of loan repayment among selected real estate companies, focusing on institutional management, borrower-related, and external factors. Using a descriptive and explanatory research design, primary data was collected from 49 randomly selected companies through questionnaires. Analysis employed descriptive and inferential statistical techniques, including binary logistic regression. Results showed that experience, age, training, infrastructure, follow-up, supervision, and loan repayment period positively affected loan repayment, while enterprise member size, lack of record-keeping and inaccessible markets had negative impacts. Recommendations include improving female participation in management, providing capacity-building training, conducting continuous supervision, assessing borrowers' business experience before loan disbursement, promoting experience-sharing activities on marketing skills, emphasizing market access and linkages, maintaining daily activity records, and setting suitable repayment periods through stakeholder communication. These findings and recommendations aim to enhance loan repayment performance and overall business success for the selected real estate companies.
Issue Date: Jul-2024
Publisher: St. Mary’s University
Abstract: Loan repayment, real estate companies, institutional management, borrower-related factors, external factors, descriptive research, explanatory research, questionnaires, binary logistic regression, experience, age, training, infrastructure, follow-up, supervision, repayment period, enterprise member size, record-keeping, market access, female participation, capacity-building, business experience, marketing skills, stakeholder communication, business success.
URI: http://hdl.handle.net/123456789/8342
Appears in Collections:Accounting and Finance

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